Terms of Service

Last updated: October 22, 2025

1. Acceptance of Terms

By accessing and using Memoria's digital estate planning platform, you accept and agree to be bound by these Terms of Service.

2. Service Description

Memoria provides a secure platform for digital estate planning, allowing users to store encrypted credentials and designate trusted contacts for access after specified conditions are met.

3. Zero-Knowledge Architecture

We employ end-to-end encryption. Your data is encrypted on your device before transmission. We cannot access, recover, or reset your passphrase.

4. User Responsibilities

  • Maintain the confidentiality of your passphrase
  • Provide accurate information to trusted contacts
  • Comply with all applicable laws
  • Use the service for lawful purposes only

5. Data Security

We implement industry-standard security measures. However, you acknowledge that no method of transmission over the Internet is 100% secure.

6. Limitation of Liability

Memoria shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of the service.

7. Contact

For questions about these Terms, contact us at: legal@memoria.locker